ABOUT US

The Loanstar Cairns Finance Team are here to help local people navigate through the complex finance world when purchasing there next asset. We strive to make loans an easy process by keeping you informed every step of the way. Loanstar Finance has developed a streamlined application process that allows customers all over rural and remote Australia to virtually apply, approve and settle loans without even leaving your home.

Adam Drawbridge, who is the owner of Loanstar Finance which is a Cairns based Car Finance, Boat Finance, Caravan Finance, Motorbike Finance, RV Finance and Personal loan one stop shop for Finance approvals and insurance products.

Adam Drawbridge has been local Cairns Finance specialist for over 15 years and understands the remoteness and challenges of obtaining approvals in an area where most lenders are not familiar with. Adam specialises with Cairns Car Finance and has network of car dealers in Cairns that he can also source quality vehicles should customers have trouble finding the right car.

So whether you want a car loan, lease, fleet finance, used car finance, business vehicle finance or even a personal loan, we take the pain out of the process.

Get A Free Quote

We service all areas surrounding Cairns and have obtained approvals for people in areas such as Atherton Finance, Mareeba Finance, Cooktown Finance, Port Douglas Finance, Mission Beach Finance, Weipa Finance, Yarrabah Finance, Townsville Finance, Ingham Finance, Tully Finance, Innisfail Finance, Mossman Finance, Rockhampton Finance, Gladstone Finance, Sunshine Coast Finance, Gold Coast Finance, Mount Isa Finance and many more remote and secluded cities and towns.

Help when you need IT MOST

Come to you WHERE AVAILABLE

PAPERLESS WHERE POSSIBLE

ONLINE APPLICATIONS ANYWHERE

cLOUD BASED SYSTEMS SECURED

PRIVACY AND PERSONAL DETAILS SECURE

Your Loan Star Finance Expert Makes Buying a Car Easy

Why search for a loan when your LoanStar Finance expert can do all the work for you. LoanStar Finance stands alone as an expert in loan negotiation. With access to loan products and rates that many other brokers can’t access you are ensured of the best deal for your circumstances. Our simple online application process saves you time and makes it easy.

Get Started

Car Loans Versus Leases

In it’s simplest form, car finance is a secured loan. But we know that doesn’t suit everyone. It depends on many factors, but equally, we are confident that we will find the best deal for you every time.

Secured car loans

A secured car loan is simply one where the finance provider uses the car as security. Often this results in the lowest rate because the secured vehicle makes it lower risk to the lender. Of course we structure the loan to help make repayments as affordable as possible, and secured car loan often attracts a great interest rate, to make sure the likelihood of this happening as low as possible.

Unsecured car loans

An unsecured car loan is simply a personal loan where the lender does not have any right to the car as security on the loan. Whilst offering flexibility, the interest rates will generally be slightly higher to offet the risk to the lender.

Leases

A lease is a financial instrument that allows you the use of the car for the life of the lease in exchange for a payment each month. At the end of the lease there is generally a residual amount owing to the lender called a balloon payment, and once that is paid, the car goes back to the financier. The benefit of a car lease is that you can expense your payments, providing tax advantages (called a novated lease) and making it easy to always upgrade to the latest vehicle.

Let’s Get Your Car Finance Started

It is easy to get the process started. Simply complete the form below or get in touch.

One of our Loanstar Finance Experts will get back to you, usually the same day, to get your finance application underway. Have as much documentation ready as possible, but don’t worry as we will guide you on the requirements if you are unsure.

We look forward to hearing from you soon.