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Need to finance commercial equipment to improve your productivity? It could be as simple as a new ute or as complex as advanced plant and equipment, but at Loanstar Finance we get you approved as easily as possible and with the lowest possible interest rate.
When you are busy running a business, taking time out to evaluate finance deals isn’t the best use of your time. We understand rural areas such as Cairns need to be assessed differently to other parts of Australia. It is not as simple as the big cities such as Sydney, Melbourne and Brisbane. Being Rural we have seasonal work and being Cairns Commercial Finance experts we understand. Being Local Cairns Commercial Finance Experts we also know how critical the right finance is to your cashflow. Allow a Loanstar Commercial Finance Expert to become your trusted advisor and structure a commercial finance loan that keeps your accountant happy.
We remove the legwork and the stress by bringing to the table a finance product that makes business sense. We know which lenders finance Cairns Commmercial businesses and we know what they are looking for in an application. All you need to do is tell us your Commercial Finance needs and provide as much documentation that we need to get the lowest rate for your business. Because we have years of Commercial Finance industry experience and a strong network of Commercial finance providers, we can quickly evaluate your needs and provide advice on the ideal commercial finance product. Sound straight forward? It is. We remove the hard work by analysing the alternatives, tracking the application through to ensure the deal settles as planned, so you can get on with your day.
At Loanstar Commercial Finance we offer a range of products that can be used to purchase business assets such as…
Utes & trucks
car fleets
HEAVY MACHINERY
PLANT & EQUIPMENT
INVENTORY
TECHNOLOGY
Your Loan Star Finance Expert Helps Your Business
Why search for a commercial loan when your LoanStar Commercial Finance expert can do all the work for you. LoanStar Commercial Finance stands alone as an expert in loan negotiation. With access to Commercial finance products and rates that many other brokers can’t access you are ensured of the best deal for your circumstances. Our simple online Commercial Finance application process saves you time and makes it easy.
Types of commercial loans and leases
Often when you are financing a commercial vehicle you can access a secured or unsecured loan or lease. Depending on the equipment, we will walk you through the options available to suit your circumstances.
Secured commercial loans
A secured loan is simply one where the finance provider uses the asset as security. Often this results in the lowest rate because the secured asset makes it lower risk to the lender. Of course we structure the loan to ensure your business can manage the repayments, and secured loan often attracts a great interest rate, to make sure the likelihood of defaults as low as possible.
Unsecured commercial loans
An unsecured loan is a personal loan where the lender does not have any right to the asset as security on the loan. Whilst offering flexibility, the interest rates will generally be slightly higher to offset the risk to the lender.
Commercial leases
A commercial lease is ideal for commercial vehicle purchases. A lease is a financial instrument that allows you the use of the asset for the life of the lease in exchange for a payment each month. At the end of the lease there is generally a residual amount owing to the lender called a balloon payment, and once that is paid, the vehicle goes back to the financier.
Let’s get your commercial finance started
It is easy to get the process started. Simply complete the Commercial Finance form below or get in touch.
One of our Loanstar Commercial Finance Experts will get back to you, usually the same day, to get your Commercial finance application underway. Have as much documentation ready as possible, but don’t worry as we will guide you on the requirements if you are unsure.
We look forward to hearing from you soon.